Thoughts
If you looked at pure figures I have actually fallen £400 behind projection compared to last month, but this is down to the £800 drop in value of my shares. So if the shares had stayed the same I would have actually gone up by £400.
I also had a buttock problem Christmas week, Mt left buttock, sequel to a well known film, was the issue. Couldn't sit for any length of time and every time I moved it sent shooting pains down my leg. As my job is spent most of the time sat sitting talking to customers, it made it a bit of an issue. Now fortunately I will be back at work tomorrow, as the pain has subsided to nothing more than the feeling of being sat on my wallet or keys.
It did however then also effect my not spending money at work, as wasn't at work not to spend money, and i do like right to be right. I had however put the money over already and another £20 by mistake, so for accounting purposes have moved the money from "not spending money at work" to "selling items and others"
It is a shame that the shares have gone down in value, but any rebound and there should be something of a rebound or the world is fecked, for want of a better word, Then in the following months the projection should get even better.
If it hadn't have been for the buttock pain, another section below would be in the positive, a wish for this year would be to get every section below into the positive by the time I reach 2020.
Lets see what happens.
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method of saving money | Actually saved | Projected values start | current projection | ahead or behind on projection | Current monthly average starting (August 2018) - 5 months so far | Value times 72 to give projected value | Monthly value needed to hit projection |
Not spending money at work (up to 31st Dec) | £240 | 200 days x £3 x 6 years £3,600 | £3,456 | -£144 | £48 | £3,456 | £50 |
1p challenge (111 days up to 31st Dec) | £203 | £23,446.95 | £23,586.84 | + £140.84 | - | - | - |
shares (as of the 31st December) | £500 | Based on envisaged value of shares rise £15,000 | £8,402.54 | - £6,597.46 | - | - | - |
interest | £3.02 | £50 a year x 6 years £300 | £43.49 | -£249.42 | £0.61 | £43.49 | £4.16 |
Selling items / other | £445 | £500 pound a year raised x 6 years £3,000 | £6,408 | +£3,408 | £89 | £6,408 | £41.66 |
Google Adsense | 0 (£41.68 on account) | £120 a year x 6 years £720 | 0 | -£720 | 0 | 0 | £10 |
Completing Opinion poll Questionaires | 0 (£44.40) | £150 a year x 6 years £950 | 0 | -£950 | started in Oct 18 0 | started in Oct 18 (value x 70) 0 | started in Oct 18 (Target divided by 70) £13.57 |
available for a new idea | - | - | - | - | - | - | - |
available for a new idea | - | - | - | - | - | - | - |
available for a new idea | - | - | - | - | - | - | - |
Totals | £1,391.02 | £47,016.95 | £41,896.87 | -£5,120.08 | - | - | GOAL £50,000 |
Dec 2018 • 31 days
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