>>> Click this link to see how all the endeavours are helping to build towards the final goal. <<<
Thoughts
Over the first few months of writing this blog, I have wandered from subject to subject, had differing ways of putting across what I was wishing to do. I had created tables, as that helped for me to see how the money was stacking up, It showed if I was on target, it had projections and showed just how possible the target of getting 50 grand saved in 6 years could be.
Now an idea had been to save the money from not spending money at work and I had tied that in with walking to work. Just recently I have fallen off the wagon, buying packets of biscuits, crisps and sweets. So what do I do? do I stop saving that money? It seemed a falsehood to write every day about walking to work, when occasionally I got a lift as that made life easier, It would also be misleading to say I was saving £5 a day by not spending on food when I had actually spent the money.
I did however still put the money to one side. so since starting the project I had saved £305, I still aim to not spend money at work, as it is false economy, but I could do without the guilt trip if occasionally that is what I want to do, I will be walking to work as much as I can because I want to get fit, or at least stop the weight going upwards.
So that leads me to this, my thoughts, I have plenty, they always escape me when I am sat here at the keyboard and return when time is scarce. But I have them, and I will share them, each time I have something to say, this way it will also take the pressure off, which was a self inflicted duty of I have to report on each day I am at work. But instead it will be each time I am reporting on money being put away or something of interest which is part of this great goal.
I have merged the money with selling items and others, and increased the target by more than both were combined anyway. this in itself gives a target projection of an extra £600 which I am already ahead.
My main focus will be the SUPERCHARGED 1p CHALLENGE in which I will be saving money in regular increments which you can find out more about at the link.
It is freeing, but not in a way in which I will lose this project but in a way I can focus on the goal of saving money, I was nearly at the point of why bother because I did start breaking one cycle, so I got rid of it and concentrated on what is working well. Things will evolve, and more than likely other things may crop up in the future, folks talk about the journey not the destination for me, I am not to sure of how the journey will be but at all costs I have to get to my destination.
Wednesday, January 30, 2019
Supercharged 1p challenge update
You can see from the table below how I am hoping/expecting to save money. Now a 1p challenge works on the basis of day 1 you save 1p, day 2 you save 2p, day 3 you save 3p and so on. Now where that can be a great way to save, I am always the impatient type. So I supercharged it. I have saved a pound a day for the first 50 days then from November on wards have upped the money saved per day by a £1, this month I have added January to the pot which was £124 making a total saving of £327 compared to if I had just done 1p + 1p and so on it would have been £101.53 so I am £225.47 ahead of schedule. My aim is to keep ahead of the schedule because if I hit or stay ahead of this schedule then in 6 years time I would have saved at least 23 grand.
Follow the red link at the bottom to see how that has contributed to the grand total.
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Click this link to see how all the endeavours are helping to build towards the final goal.
Follow the red link at the bottom to see how that has contributed to the grand total.
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| end of month | days in total | money saved per day | Total saved | comparative 1p challenge | How much ahead of the standard challenge |
| up to the end of Oct | 50 | £1 | £50 | £12.75 | +£37.25 |
| Nov | 80 | £2 | £110 | £32.40 | +£77.60 |
| Dec | 111 | £3 | £203 | £62.16 | +£140.84 |
| Jan 2019 | 142 | £4 | £327 | £101.53 | +£225.47 |
| Feb | 170 | £5 | £467 | £145.35 | +£321.65 |
| Mar | 201 | £6 | £653 | £203.01 | +£449.99 |
| Apr | 231 | £7 | £863 | £267.96 | +£595.04 |
| May | 262 | £8 | £1,111 | £344.53 | +£766.47 |
| June | 292 | £9 | £1,381 | £427.78 | +£953.22 |
| July | 323 | £10 | £1,691 | £523.26 | +£1,167.74 |
| August | 354 | £10 | £2,001 | £628.35 | +£1,372.65 |
Click this link to see how all the endeavours are helping to build towards the final goal.
Thursday, January 24, 2019
76 Days of walking to work and not spending money at work
Stats.
So far I have walked 31 Miles in January 259 miles in total since starting this blog
I have stopped myself from spending £280 at work (£40 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
Why, when I have four hours spare yesterday do I not write this blog post, but leave it for a grasped five minutes today? I was never good with deadlines, whether they be for home work or things promised for folks. I could always do the work in situe, but always struggled away from the place where the task needed to be done.
Yet I can put money aside, well I do that in one lump sum at the end of the month. Pay day tomorrow so that is when everything will be divvied out.
Part of this exercise though is to improve myself, make me a better person, one thing I don't like about myself, is the ability to put to one side any task. I would be the sort of fireman to say "It is only smoking at the moment we will get onto once we can see where the flames are coming from." I always seem to have an excuse against doing the job in hand.
But, I do like the feeling of getting a job done, ahead of schedule, it opens up all the time which is filled with guilt and angst of having to get it done and fake relief for finding an excuse to schedule it for the next day. Whilst I have tried to grasp onto the memory and feeling of getting the job done ahead of time, it frees your mind and spirit, unburdened by thoughts of "I must get this done" normally at which point you rush it and very rarely get it done as you wish.
I do work better though when I don't think about things. A painter can sometimes to be said they don't know when to stop, a dash of colour here, a wash to represent reflection here, until it gets to a point of bilge. For me it is over thought, sometimes a blurting out is the best way then just go back and quickly refine it. Now I ramble, but task in hand is complete another blog post, another recording of Mondays effort. Also let it be known me and the good lady have now completed four early morning swims, two this week and two last. I have myself transformed from a tentative one length after several half lengths there and back to the shallow end, to ten lengths yesterday spread over an hour, but still ten lengths more than a slumber in bed would have produced. I am proud of that.
If you do pop by an read my ramblings, why not leave a comment about what you are proud of doing?
So far I have walked 31 Miles in January 259 miles in total since starting this blog
I have stopped myself from spending £280 at work (£40 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
Why, when I have four hours spare yesterday do I not write this blog post, but leave it for a grasped five minutes today? I was never good with deadlines, whether they be for home work or things promised for folks. I could always do the work in situe, but always struggled away from the place where the task needed to be done.
Yet I can put money aside, well I do that in one lump sum at the end of the month. Pay day tomorrow so that is when everything will be divvied out.
Part of this exercise though is to improve myself, make me a better person, one thing I don't like about myself, is the ability to put to one side any task. I would be the sort of fireman to say "It is only smoking at the moment we will get onto once we can see where the flames are coming from." I always seem to have an excuse against doing the job in hand.
But, I do like the feeling of getting a job done, ahead of schedule, it opens up all the time which is filled with guilt and angst of having to get it done and fake relief for finding an excuse to schedule it for the next day. Whilst I have tried to grasp onto the memory and feeling of getting the job done ahead of time, it frees your mind and spirit, unburdened by thoughts of "I must get this done" normally at which point you rush it and very rarely get it done as you wish.
I do work better though when I don't think about things. A painter can sometimes to be said they don't know when to stop, a dash of colour here, a wash to represent reflection here, until it gets to a point of bilge. For me it is over thought, sometimes a blurting out is the best way then just go back and quickly refine it. Now I ramble, but task in hand is complete another blog post, another recording of Mondays effort. Also let it be known me and the good lady have now completed four early morning swims, two this week and two last. I have myself transformed from a tentative one length after several half lengths there and back to the shallow end, to ten lengths yesterday spread over an hour, but still ten lengths more than a slumber in bed would have produced. I am proud of that.
If you do pop by an read my ramblings, why not leave a comment about what you are proud of doing?
Sunday, January 20, 2019
75 Days of walking to work and not spending money at work
Stats.
So far I have walked 28 Miles in January 256 miles in total since starting this blog
I have stopped myself from spending £275 at work (£35 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
Today thoughts are few and far between, enjoy the Sunday with our lass then get back to work for Monday, have two mornings swimming Tuesday/Wednesday, also have grand kids Tuesday, Wednesday afternoon to myself Thursday thru Saturday work. Then repeat.
How boring you may say. I may even have agreed, but boring also means peaceful, something without structure could mean panic. Something without routine may leave you lost upon a map, not knowing which direction to go.
The same routine happens within this blog, go to work, next day or before the next walk to work, write a blog post. Continue to save the money, make a record of it in this blog, watch the savings grow. Unlike day to day life where as the same routine ends with the same results at least the same routine of this blog will record the travel upwards to a target. At which point the target will also break the cycle of the life we lead currently as the option for work will be taken out and replaced with adventure.
I hope this makes sense, live, die and repeat, does not have to be a concentration on the dying, but a repetition of the living.
So far I have walked 28 Miles in January 256 miles in total since starting this blog
I have stopped myself from spending £275 at work (£35 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
Today thoughts are few and far between, enjoy the Sunday with our lass then get back to work for Monday, have two mornings swimming Tuesday/Wednesday, also have grand kids Tuesday, Wednesday afternoon to myself Thursday thru Saturday work. Then repeat.
How boring you may say. I may even have agreed, but boring also means peaceful, something without structure could mean panic. Something without routine may leave you lost upon a map, not knowing which direction to go.
The same routine happens within this blog, go to work, next day or before the next walk to work, write a blog post. Continue to save the money, make a record of it in this blog, watch the savings grow. Unlike day to day life where as the same routine ends with the same results at least the same routine of this blog will record the travel upwards to a target. At which point the target will also break the cycle of the life we lead currently as the option for work will be taken out and replaced with adventure.
I hope this makes sense, live, die and repeat, does not have to be a concentration on the dying, but a repetition of the living.
Saturday, January 19, 2019
74 Days of walking to work and not spending money at work
Stats.
So far I have walked 25 Miles in January 253 miles in total since starting this blog
I have stopped myself from spending £270 at work (£30 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
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I may have my first convert, although I was never looking for disciples. The above was a Twitter response to what I do each time a put a blog post up on here. I have had folks deride that it was only 3 miles and they do more et cetera. But this one was more positive, it would be great to think that someone else may have changed their habits for the better, thanks to something you yourself was doing.
It is quite a boost for me as well, as I write that this is something just for me, but who, but mad people talk away into their surroundings, knowing they won't get a response but keeping them self comforted by the tones of their own voice. I am here tapping away feeling as though the inner thoughts are just me rambling, for these words never to be seen, and just the comfort of the tapping of my fingers on the keyboard being my only comfort or reward for what I am doing.
Maybe, I just think too much.
I have replied too the tweet, will ask them how it goes on, scootering in London would be adventurous though, and may well test the resolve and nerve of the UKs finest. But still, if it is one less on a crowded tube, and they get fitter and a little bit of money saved, then that is one more positive a result. Lets see what we have to report in the future.
So far I have walked 25 Miles in January 253 miles in total since starting this blog
I have stopped myself from spending £270 at work (£30 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
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--You have me considering a scooter to go 8km of my commute to avoid the tube, but it’s a little bit too far to make it work I think.— TPO (@tpomanners) January 19, 2019
I may have my first convert, although I was never looking for disciples. The above was a Twitter response to what I do each time a put a blog post up on here. I have had folks deride that it was only 3 miles and they do more et cetera. But this one was more positive, it would be great to think that someone else may have changed their habits for the better, thanks to something you yourself was doing.
It is quite a boost for me as well, as I write that this is something just for me, but who, but mad people talk away into their surroundings, knowing they won't get a response but keeping them self comforted by the tones of their own voice. I am here tapping away feeling as though the inner thoughts are just me rambling, for these words never to be seen, and just the comfort of the tapping of my fingers on the keyboard being my only comfort or reward for what I am doing.
Maybe, I just think too much.
I have replied too the tweet, will ask them how it goes on, scootering in London would be adventurous though, and may well test the resolve and nerve of the UKs finest. But still, if it is one less on a crowded tube, and they get fitter and a little bit of money saved, then that is one more positive a result. Lets see what we have to report in the future.
Friday, January 18, 2019
73 Days of walking to work and not spending money at work
Stats.
So far I have walked 22 Miles in January 250 miles in total since starting this blog
I have stopped myself from spending £265 at work (£25 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
I was going to start off with a rambling rant, but lets address some good news. I have now totalled 250 miles walked, I may well have done more, but those are the recorded walks to work, or when I have gone out to get some exercise. Not too shabby a figure. Having read yesterday about a woman who did over 250 miles in four days walking on a challenge from Derbyshire to the Scottish borders. It may well not be as fantastic as mine is mostly in 3 mile stints with added extras in between and has been over 4 months. But all the same it is a good distance.
As for my rant, well, have you ever noticed that people only want your opinion until you give it? Now I could rant on, describe in detail, but you don't know my job, and work would more than likely bemoan me having said owt in public. Just lets to say, they asked, I said, they were hoping folks would just have said nothing.
It does seem to be a day of people not being allowed, or finding it difficult to ask questions. Prince Phillip has over turned his car. It is serious, you hope he is well. But then you get to ask. Should he still be driving at 97? What speed do you have to go at to overturn a range rover? How were the other people involved in this accident? Was Prince Phillip breath tested? Why did someone report being on the scene and helping Prince Phillip out of the car? As his body guards should have been there first? What if this had been a planned attack? Ram his car and hurt the royal?
We only get blandness, people enjoy bland, much as magnolia is top selling colour paint, as it is as adventurous as folks will get if moving away from the very top seller white.
Why don't folks challenge life more? Is there a fear that if you speak out, then where as you were witness to the crime against society that you would then become the victim.
This is a very big part of why I want to raise the money to go a long way to retiring, it is so I can escape society with our lass, bunker down and live out our lives at a safe distance, sad but a true reflection of how we look upon society.
So far I have walked 22 Miles in January 250 miles in total since starting this blog
I have stopped myself from spending £265 at work (£25 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
I was going to start off with a rambling rant, but lets address some good news. I have now totalled 250 miles walked, I may well have done more, but those are the recorded walks to work, or when I have gone out to get some exercise. Not too shabby a figure. Having read yesterday about a woman who did over 250 miles in four days walking on a challenge from Derbyshire to the Scottish borders. It may well not be as fantastic as mine is mostly in 3 mile stints with added extras in between and has been over 4 months. But all the same it is a good distance.
As for my rant, well, have you ever noticed that people only want your opinion until you give it? Now I could rant on, describe in detail, but you don't know my job, and work would more than likely bemoan me having said owt in public. Just lets to say, they asked, I said, they were hoping folks would just have said nothing.
It does seem to be a day of people not being allowed, or finding it difficult to ask questions. Prince Phillip has over turned his car. It is serious, you hope he is well. But then you get to ask. Should he still be driving at 97? What speed do you have to go at to overturn a range rover? How were the other people involved in this accident? Was Prince Phillip breath tested? Why did someone report being on the scene and helping Prince Phillip out of the car? As his body guards should have been there first? What if this had been a planned attack? Ram his car and hurt the royal?
We only get blandness, people enjoy bland, much as magnolia is top selling colour paint, as it is as adventurous as folks will get if moving away from the very top seller white.
Why don't folks challenge life more? Is there a fear that if you speak out, then where as you were witness to the crime against society that you would then become the victim.
This is a very big part of why I want to raise the money to go a long way to retiring, it is so I can escape society with our lass, bunker down and live out our lives at a safe distance, sad but a true reflection of how we look upon society.
Thursday, January 17, 2019
72 Days of walking to work and not spending money at work
Stats.
So far I have walked 19 Miles in January 247 miles in total since starting this blog
I have stopped myself from spending £260 at work (£20 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
If you ever want to know how much you truly weigh, then go swimming. In a drive to get healthy, which is part of the retirement plan. Well, it's no good being retired if your body is too knackered to enjoy it, is it?
So, for the past two days we have been swimming me and my wife. Up at 6am out at 6.30am and to the pool just before 7am, we did an hours swimming, well, for me an hours being in the water, Our lass is the swimmer I am the splasher. But by the Wednesday morning I had managed to complete a length our lass had done 20. I refer you to the point that our lass is the swimmer I am still not that confident. But on exiting the pool I was then to realise the true weight of my body, as I nearly froze on the step, trying to lift my bulk out of the water. At one stage I could imagine having to call out for assistance or simply just fall back into the water. The first option was never going to happen "fatty needs a pull out of the water" is not going to be announced over the walkie talkies. Option two was an option as no one was behind me, apart from my wife laughing. But I did need to get out, so you stand for a couple of moments and then carrying on.
It led me to thinking about how many things in my life I am blind to, or how many things I just don't realise the weight of the situation? But rather then get down, I did focus on the positives, swimming has given me and my wife something else to talk about other than a "how shit is my day at work" competition. It has let me see my wife laugh more, and us be closer together, we are always close, but there always seems to be so many barriers between us, family, work, life, history.
We now have a focus, lets get fit together, which is the whole point of the retirement plan, I want to be there for when my wife fully retires, so we can have more moments together like the swimming.
I am now knackered but happy, the swimming comes at a monthly membership cost, but as a certain credit card company would say "somethings are priceless"
So far I have walked 19 Miles in January 247 miles in total since starting this blog
I have stopped myself from spending £260 at work (£20 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
If you ever want to know how much you truly weigh, then go swimming. In a drive to get healthy, which is part of the retirement plan. Well, it's no good being retired if your body is too knackered to enjoy it, is it?
So, for the past two days we have been swimming me and my wife. Up at 6am out at 6.30am and to the pool just before 7am, we did an hours swimming, well, for me an hours being in the water, Our lass is the swimmer I am the splasher. But by the Wednesday morning I had managed to complete a length our lass had done 20. I refer you to the point that our lass is the swimmer I am still not that confident. But on exiting the pool I was then to realise the true weight of my body, as I nearly froze on the step, trying to lift my bulk out of the water. At one stage I could imagine having to call out for assistance or simply just fall back into the water. The first option was never going to happen "fatty needs a pull out of the water" is not going to be announced over the walkie talkies. Option two was an option as no one was behind me, apart from my wife laughing. But I did need to get out, so you stand for a couple of moments and then carrying on.
It led me to thinking about how many things in my life I am blind to, or how many things I just don't realise the weight of the situation? But rather then get down, I did focus on the positives, swimming has given me and my wife something else to talk about other than a "how shit is my day at work" competition. It has let me see my wife laugh more, and us be closer together, we are always close, but there always seems to be so many barriers between us, family, work, life, history.
We now have a focus, lets get fit together, which is the whole point of the retirement plan, I want to be there for when my wife fully retires, so we can have more moments together like the swimming.
I am now knackered but happy, the swimming comes at a monthly membership cost, but as a certain credit card company would say "somethings are priceless"
Sunday, January 13, 2019
71 Days of walking to work and not spending money at work
Stats.
So far I have walked 16 Miles in January 244 miles in total since starting this blog
I have stopped myself from spending £255 at work (£15 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
This week has been a holiday from going to work, not from life though as life has continued on relentlessly, which it will always do, whether I am here or not. I haven't been here though. On this blog. I have been at home with my wife, considering life. It means I haven't been to work to not spend the five pounds each day, it also means I haven't been walking to work.
This latest report covers the last Friday and Saturday I was at work, I didn't even come online to update. Though like homework from back in the day, I always knew I had to do it, and as per usual I seemed to always do it the day/night before going back to school, the same as I am going back to work tomorrow.
But I am invigorated, I have found something which has been lost for a while, many a reward poster has been placed around the locale, appeals and declarations of want proclaimed from every medium of notification platform. But, it was within all along, simply slumbering, not only recharging it's batteries but replacing them for new heavy duty ones, which can holder a longer charge through those darker days, when the sun leaves us be and does not dare fight the storms over our heads.What in blazers am I on about? It is my "mojo" In all places it was discovered in a works email. Then later on it reoccurred on Tripadvisor.
Now those purists amongst you who will be deliberating about syntax and grammar, will hope that my mojo dies a death of loneliness from common sense of abuse to the English language. But I believe that the more I proclaim, the more I share my thoughts the greater the athlete my mojo will become and the skill to share its message will be transformed from gibberish to Wordsworth.
Oh my god, he has lost his mind, No my friends I have discovered another part of it, it is no longer the enemy but a patron of loyal upstanding, who has knocked on the door to be let in early only to find the doors never opened at all.I believe this year will be great, I would say watch this space. but obviously those words will be written. I hope for you to enjoy this praeambulus, as we reach this goal of mine together.
So far I have walked 16 Miles in January 244 miles in total since starting this blog
I have stopped myself from spending £255 at work (£15 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
This week has been a holiday from going to work, not from life though as life has continued on relentlessly, which it will always do, whether I am here or not. I haven't been here though. On this blog. I have been at home with my wife, considering life. It means I haven't been to work to not spend the five pounds each day, it also means I haven't been walking to work.
This latest report covers the last Friday and Saturday I was at work, I didn't even come online to update. Though like homework from back in the day, I always knew I had to do it, and as per usual I seemed to always do it the day/night before going back to school, the same as I am going back to work tomorrow.
But I am invigorated, I have found something which has been lost for a while, many a reward poster has been placed around the locale, appeals and declarations of want proclaimed from every medium of notification platform. But, it was within all along, simply slumbering, not only recharging it's batteries but replacing them for new heavy duty ones, which can holder a longer charge through those darker days, when the sun leaves us be and does not dare fight the storms over our heads.What in blazers am I on about? It is my "mojo" In all places it was discovered in a works email. Then later on it reoccurred on Tripadvisor.
Now those purists amongst you who will be deliberating about syntax and grammar, will hope that my mojo dies a death of loneliness from common sense of abuse to the English language. But I believe that the more I proclaim, the more I share my thoughts the greater the athlete my mojo will become and the skill to share its message will be transformed from gibberish to Wordsworth.
Oh my god, he has lost his mind, No my friends I have discovered another part of it, it is no longer the enemy but a patron of loyal upstanding, who has knocked on the door to be let in early only to find the doors never opened at all.I believe this year will be great, I would say watch this space. but obviously those words will be written. I hope for you to enjoy this praeambulus, as we reach this goal of mine together.
Friday, January 4, 2019
69 Days of walking to work and not spending money at work
Stats.
So far I have walked 6 Miles in January 234 miles in total since starting this blog
I have stopped myself from spending £245 at work (£5 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
It is not only a new month, but a new year. Happy New Year to you all. The end of 2018 ended with me being laid up for the last 3 working days of it with a pain down my left leg. I am over weight, and this is something else I am going to tackle over the next 5 years, as it is likely what contributed to the trap nerve. As with everything, it had been a nagging ouch every so often but because it just passed through and didn't linger I would forget as soon as the pain went. Last Thursday the pain wouldn't stop. So some pain relief, pills, exercises and nagging from our lass and I am better. It meant I had to reconfigure the money I had already put away before Christmas, although it is not the end of the world, I hadn't actually done what I had said so moved the money from "Work not spent" to "Other" So still keeping the money in the pot.
Miles walked is 6 even though I have only been back for one day this year so far, as I had a walk to meet our lass after she finished work, So that was a 3 mile walk as well, which got me back into the swing of things.
Now it is just head down and carry on, but I will hardly be back at work when I have a weeks holiday next week. But that will give me time with our lass to clear the house, as the clutter is not doing either of us any good at the moment, I doubt I will find anything to sell, but if I do it will be added straight to the pot.
So here is to a great 2019 for us all.
So far I have walked 6 Miles in January 234 miles in total since starting this blog
I have stopped myself from spending £245 at work (£5 of which in January) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
It is not only a new month, but a new year. Happy New Year to you all. The end of 2018 ended with me being laid up for the last 3 working days of it with a pain down my left leg. I am over weight, and this is something else I am going to tackle over the next 5 years, as it is likely what contributed to the trap nerve. As with everything, it had been a nagging ouch every so often but because it just passed through and didn't linger I would forget as soon as the pain went. Last Thursday the pain wouldn't stop. So some pain relief, pills, exercises and nagging from our lass and I am better. It meant I had to reconfigure the money I had already put away before Christmas, although it is not the end of the world, I hadn't actually done what I had said so moved the money from "Work not spent" to "Other" So still keeping the money in the pot.
Miles walked is 6 even though I have only been back for one day this year so far, as I had a walk to meet our lass after she finished work, So that was a 3 mile walk as well, which got me back into the swing of things.
Now it is just head down and carry on, but I will hardly be back at work when I have a weeks holiday next week. But that will give me time with our lass to clear the house, as the clutter is not doing either of us any good at the moment, I doubt I will find anything to sell, but if I do it will be added straight to the pot.
So here is to a great 2019 for us all.
Wednesday, January 2, 2019
Interesting interest
On the first of each month the bank account I have chosen to put all the money in declares the interest I have. Now YES! I could have got more else where, but I need ready access to it, and can't be waiting for branches to open, or procedures to be followed if you have an emergency bill to pay. Can't tell someone demanding money to fix something, "Oh my bank only gives me money if I give them a weeks notice" or "They are open again Tuesday after the Bank Holiday"
Now I hope nothing like that does happen, but it does mean that I ain't getting the best rate, but it is the best rate for what I want it to do.
Novembers interest was only 7p, Decembers interest was 21p, people may snigger but every little helps, it shows that the money saved has grown. and this figure will increase each month.
This month I had hoped to reach a point where I was bring the average of the interest upwards, it's average had been 61p from the link below which takes you to the scores on the doors it is now 56p as I only got 35p interest this month. which is better than nowt.
The goal to hit projection is £4.16 a month average so I am far away from that at present. but first step is to get that average to go higher which may be difficult for February but I would be certain of it for March, then build up from there.
This is all just an indicator of how well things are going, the more money saved the greater the interest. It is much like measuring the green shoots of a plant in the spring.
All of this is part of the bigger picture which you can see by clicking the link below
Click this link to see how all the endeavours are helping to build towards the final goal.
Now I hope nothing like that does happen, but it does mean that I ain't getting the best rate, but it is the best rate for what I want it to do.
Novembers interest was only 7p, Decembers interest was 21p, people may snigger but every little helps, it shows that the money saved has grown. and this figure will increase each month.
This month I had hoped to reach a point where I was bring the average of the interest upwards, it's average had been 61p from the link below which takes you to the scores on the doors it is now 56p as I only got 35p interest this month. which is better than nowt.
The goal to hit projection is £4.16 a month average so I am far away from that at present. but first step is to get that average to go higher which may be difficult for February but I would be certain of it for March, then build up from there.
This is all just an indicator of how well things are going, the more money saved the greater the interest. It is much like measuring the green shoots of a plant in the spring.
All of this is part of the bigger picture which you can see by clicking the link below
Click this link to see how all the endeavours are helping to build towards the final goal.
December 2018 in stats
I have walked 35 Miles in December 228 miles in total since starting this blog
Thoughts
If you looked at pure figures I have actually fallen £400 behind projection compared to last month, but this is down to the £800 drop in value of my shares. So if the shares had stayed the same I would have actually gone up by £400.
I also had a buttock problem Christmas week, Mt left buttock, sequel to a well known film, was the issue. Couldn't sit for any length of time and every time I moved it sent shooting pains down my leg. As my job is spent most of the time sat sitting talking to customers, it made it a bit of an issue. Now fortunately I will be back at work tomorrow, as the pain has subsided to nothing more than the feeling of being sat on my wallet or keys.
It did however then also effect my not spending money at work, as wasn't at work not to spend money, and i do like right to be right. I had however put the money over already and another £20 by mistake, so for accounting purposes have moved the money from "not spending money at work" to "selling items and others"
It is a shame that the shares have gone down in value, but any rebound and there should be something of a rebound or the world is fecked, for want of a better word, Then in the following months the projection should get even better.
If it hadn't have been for the buttock pain, another section below would be in the positive, a wish for this year would be to get every section below into the positive by the time I reach 2020.
Lets see what happens.
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Dec 2018 • 31 days
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Thoughts
If you looked at pure figures I have actually fallen £400 behind projection compared to last month, but this is down to the £800 drop in value of my shares. So if the shares had stayed the same I would have actually gone up by £400.
I also had a buttock problem Christmas week, Mt left buttock, sequel to a well known film, was the issue. Couldn't sit for any length of time and every time I moved it sent shooting pains down my leg. As my job is spent most of the time sat sitting talking to customers, it made it a bit of an issue. Now fortunately I will be back at work tomorrow, as the pain has subsided to nothing more than the feeling of being sat on my wallet or keys.
It did however then also effect my not spending money at work, as wasn't at work not to spend money, and i do like right to be right. I had however put the money over already and another £20 by mistake, so for accounting purposes have moved the money from "not spending money at work" to "selling items and others"
It is a shame that the shares have gone down in value, but any rebound and there should be something of a rebound or the world is fecked, for want of a better word, Then in the following months the projection should get even better.
If it hadn't have been for the buttock pain, another section below would be in the positive, a wish for this year would be to get every section below into the positive by the time I reach 2020.
Lets see what happens.
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| method of saving money | Actually saved | Projected values start | current projection | ahead or behind on projection | Current monthly average starting (August 2018) - 5 months so far | Value times 72 to give projected value | Monthly value needed to hit projection |
| Not spending money at work (up to 31st Dec) | £240 | 200 days x £3 x 6 years £3,600 | £3,456 | -£144 | £48 | £3,456 | £50 |
| 1p challenge (111 days up to 31st Dec) | £203 | £23,446.95 | £23,586.84 | + £140.84 | - | - | - |
| shares (as of the 31st December) | £500 | Based on envisaged value of shares rise £15,000 | £8,402.54 | - £6,597.46 | - | - | - |
| interest | £3.02 | £50 a year x 6 years £300 | £43.49 | -£249.42 | £0.61 | £43.49 | £4.16 |
| Selling items / other | £445 | £500 pound a year raised x 6 years £3,000 | £6,408 | +£3,408 | £89 | £6,408 | £41.66 |
| Google Adsense | 0 (£41.68 on account) | £120 a year x 6 years £720 | 0 | -£720 | 0 | 0 | £10 |
| Completing Opinion poll Questionaires | 0 (£44.40) | £150 a year x 6 years £950 | 0 | -£950 | started in Oct 18 0 | started in Oct 18 (value x 70) 0 | started in Oct 18 (Target divided by 70) £13.57 |
| available for a new idea | - | - | - | - | - | - | - |
| available for a new idea | - | - | - | - | - | - | - |
| available for a new idea | - | - | - | - | - | - | - |
| Totals | £1,391.02 | £47,016.95 | £41,896.87 | -£5,120.08 | - | - | GOAL £50,000 |
Dec 2018 • 31 days
TWEET HIGHLIGHTS
Top Tweet earned 6,696 impressions
#ThingsImNotApologizingFor
Voting LEAVE
#Brexitvote
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Top Follower followed by 43.8K people
@amabaie FOLLOWS YOU
I run THGM. We write and we promote. I love nature and living simply. Follow me also on https://t.co/xR6MWck9yH
Top mention earned 8 engagements
Top media Tweet earned 4,564 impressions
DEC 2018 SUMMARY
Tweets
87
Tweet impressions
48K
Profile visits
587
Mentions
9
New followers
5
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