You will see a nominal uplift for the interest in March, of only 3p to 47p and it is daft to say but it nearly torpedoed the whole project, shares were going down, I had been broken in not spending money at work and had been buying comfort food, so merged two of the saving schemes together. and where I was actually hoping for an uplift of the average so something over 54p it hardly moved. But that is where you dust yourself down and keep on going. We are not far away from April.
I have added March's instalment to the supercharged 1p challenge. So I have high hopes, just not weighing all hope upon them.
Nov 7p
Dec 21p
Jan 35p
Feb 44p
Mar 47p
Showing posts with label Interesting Interest. Show all posts
Showing posts with label Interesting Interest. Show all posts
Monday, March 25, 2019
Wednesday, January 2, 2019
Interesting interest
On the first of each month the bank account I have chosen to put all the money in declares the interest I have. Now YES! I could have got more else where, but I need ready access to it, and can't be waiting for branches to open, or procedures to be followed if you have an emergency bill to pay. Can't tell someone demanding money to fix something, "Oh my bank only gives me money if I give them a weeks notice" or "They are open again Tuesday after the Bank Holiday"
Now I hope nothing like that does happen, but it does mean that I ain't getting the best rate, but it is the best rate for what I want it to do.
Novembers interest was only 7p, Decembers interest was 21p, people may snigger but every little helps, it shows that the money saved has grown. and this figure will increase each month.
This month I had hoped to reach a point where I was bring the average of the interest upwards, it's average had been 61p from the link below which takes you to the scores on the doors it is now 56p as I only got 35p interest this month. which is better than nowt.
The goal to hit projection is £4.16 a month average so I am far away from that at present. but first step is to get that average to go higher which may be difficult for February but I would be certain of it for March, then build up from there.
This is all just an indicator of how well things are going, the more money saved the greater the interest. It is much like measuring the green shoots of a plant in the spring.
All of this is part of the bigger picture which you can see by clicking the link below
Click this link to see how all the endeavours are helping to build towards the final goal.
Now I hope nothing like that does happen, but it does mean that I ain't getting the best rate, but it is the best rate for what I want it to do.
Novembers interest was only 7p, Decembers interest was 21p, people may snigger but every little helps, it shows that the money saved has grown. and this figure will increase each month.
This month I had hoped to reach a point where I was bring the average of the interest upwards, it's average had been 61p from the link below which takes you to the scores on the doors it is now 56p as I only got 35p interest this month. which is better than nowt.
The goal to hit projection is £4.16 a month average so I am far away from that at present. but first step is to get that average to go higher which may be difficult for February but I would be certain of it for March, then build up from there.
This is all just an indicator of how well things are going, the more money saved the greater the interest. It is much like measuring the green shoots of a plant in the spring.
All of this is part of the bigger picture which you can see by clicking the link below
Click this link to see how all the endeavours are helping to build towards the final goal.
Wednesday, December 5, 2018
58 Days of walking to work and not spending money at work
Stats.
So far I have walked 7 Miles in December 200 miles in total since starting this blog
I have stopped myself from spending £190 at work (£10 of which in December) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
Lots of thoughts, just how to put them in order. a target of 200 miles has been surpassed that is a good thing to have to write about. I have also surpassed £1,000 pound actually saved, which is a good psychological target to have broken through.
This is the first post about activity in December, the month has the potential of setting me up really well for 2019. Because of how my fixed shift falls, I don't actually get any days off for Christmas, it means I will get 18 days in at work so be saving £90, I have 31 days of the supercharged saving which means £93 saved ( >>> link to super charged saving plan <<< ) and already I have been able to put away £140 from items sold.
Selling my old phone has been a bit of a roller coaster, initially thinking I could get £240 then being shown a fault I hadn't noticed, for that offer to slump to £24 then yesterday getting £100 for it as part of the remaining dvds being sold. So as I hadn't sold anything last month it kept me well on target. with the £100 i put into the share scheme it means I have smashed through the £1,000 saved barrier (currently £1,193.02) with the not spending money and supercharged saving this makes the end of month figure being over £1,370. A very respectable achievement and a good base to go onto in 2019.
The walking is doing well, and I admit could do better but 200 miles is not to be sniffed at. My goal for 2019 is to not just be walking to work, but having some good long walks in between especially as I have two sets of holidays coming up for January and March. This is where keeping up the pace might be an issue, short time at work and a short month in February so the first three months of 2019 maybe steady and not abundant.
That is why all signs are good to look at, and I know people would laugh at the fact of me talking about 21p interest on my money last month, but seeing that figure go up and keeping an eye on it the same as everything else. Is like ensuring the watering of a plant and making sure all the buds are fine. As that figure increases it means only a very small part to the total, but the higher that interest paid is, the larger amount I have saved.
My optimism is high, I think without this I certainly wouldn't have barely anything saved, I would certainly have eaten more at work, wasted that money and be probably down with myself. At the moment I can see a bright prospect, enjoy the thoughts of having covered 200 miles and see an achievable goal into the distance.
YAY!!!
So far I have walked 7 Miles in December 200 miles in total since starting this blog
I have stopped myself from spending £190 at work (£10 of which in December) on sweets and snacks, I don't really need.
Click this link to see how all the endeavours are helping to build towards the final goal.
Thoughts
Lots of thoughts, just how to put them in order. a target of 200 miles has been surpassed that is a good thing to have to write about. I have also surpassed £1,000 pound actually saved, which is a good psychological target to have broken through.
This is the first post about activity in December, the month has the potential of setting me up really well for 2019. Because of how my fixed shift falls, I don't actually get any days off for Christmas, it means I will get 18 days in at work so be saving £90, I have 31 days of the supercharged saving which means £93 saved ( >>> link to super charged saving plan <<< ) and already I have been able to put away £140 from items sold.
Selling my old phone has been a bit of a roller coaster, initially thinking I could get £240 then being shown a fault I hadn't noticed, for that offer to slump to £24 then yesterday getting £100 for it as part of the remaining dvds being sold. So as I hadn't sold anything last month it kept me well on target. with the £100 i put into the share scheme it means I have smashed through the £1,000 saved barrier (currently £1,193.02) with the not spending money and supercharged saving this makes the end of month figure being over £1,370. A very respectable achievement and a good base to go onto in 2019.
The walking is doing well, and I admit could do better but 200 miles is not to be sniffed at. My goal for 2019 is to not just be walking to work, but having some good long walks in between especially as I have two sets of holidays coming up for January and March. This is where keeping up the pace might be an issue, short time at work and a short month in February so the first three months of 2019 maybe steady and not abundant.
That is why all signs are good to look at, and I know people would laugh at the fact of me talking about 21p interest on my money last month, but seeing that figure go up and keeping an eye on it the same as everything else. Is like ensuring the watering of a plant and making sure all the buds are fine. As that figure increases it means only a very small part to the total, but the higher that interest paid is, the larger amount I have saved.
My optimism is high, I think without this I certainly wouldn't have barely anything saved, I would certainly have eaten more at work, wasted that money and be probably down with myself. At the moment I can see a bright prospect, enjoy the thoughts of having covered 200 miles and see an achievable goal into the distance.
YAY!!!
Sunday, December 2, 2018
Interesting interest
On the first of each month the bank account I have chosen to put all the money in declares the interest I have. Now YES! I could have got more else where, but I need ready access to it, and can't be waiting for branches to open, or procedures to be followed if you have an emergency bill to pay. Can't tell someone demanding money to fix something, "Oh my bank only gives me money if I give them a weeks notice" or "They are open again Tuesday after the Bank Holiday"
Now I hope nothing like that does happen, but it does mean that I ain't getting the best rate, but it is the best rate for what I want it to do.
Last months interest was only 7p, this months interest is 21p, people may snigger but every little helps, it shows that the money saved has grown. and this figure will increase each month.
It is part of the bigger picture which you can see by clicking the link below
Click this link to see how all the endeavours are helping to build towards the final goal.
Now I hope nothing like that does happen, but it does mean that I ain't getting the best rate, but it is the best rate for what I want it to do.
Last months interest was only 7p, this months interest is 21p, people may snigger but every little helps, it shows that the money saved has grown. and this figure will increase each month.
It is part of the bigger picture which you can see by clicking the link below
Click this link to see how all the endeavours are helping to build towards the final goal.
Thursday, November 1, 2018
Interesting interest
On the first of each month the bank account I have chosen to put all the money in declares the interest I have. Now YES! I could have got more else where, but I need ready access to it, and can't be waiting for branches to open, or procedures to be followed if you have an emergency bill to pay. Can't tell someone demanding money to fix something, "Oh my bank only gives me money if I give them a weeks notice" or "They are open again Tuesday after the Bank Holiday"
Now I hope nothing like that does happen, but it does mean that I ain't getting the best rate, but it is the best rate for what I want it to do.
So every first of the month this will be my latest post, with not much more further a do. the interest was 7p. (stop sniggering)
It is part of the bigger picture which you can see by clicking the link below
Click this link to see how all the endeavours are helping to build towards the final goal.
Now I hope nothing like that does happen, but it does mean that I ain't getting the best rate, but it is the best rate for what I want it to do.
So every first of the month this will be my latest post, with not much more further a do. the interest was 7p. (stop sniggering)
It is part of the bigger picture which you can see by clicking the link below
Click this link to see how all the endeavours are helping to build towards the final goal.
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